好了 今天来说一下这个wise的使用

Alright, today let's talk about the use of this wise

注册激活

Register and Activate

目前

at present

这个wise已经是全世界数一数二

This wise is already one of the best in the world

好用的 这个国际汇款工具了

This international remittance tool is very useful

今天来说一下

Let's talk about it today

它的注册和使用方面的相关内容

Related content on its registration and usage

注册wise

Register with Wise

首先 无论你是哪个国家的也好

Firstly, regardless of which country you are from

护照是需要的

A passport is required

然后是手机号

Then there's the phone number

中国大陆的手机号也是可以用的

Mobile phone numbers in Chinese Mainland are also available

邮箱最好是谷歌邮箱了

It's better to use Google Mail for your email

然后的话

And then

这里比较关键的是

The key thing here is

要一个有一个可以支付他的验证金

I need someone who can pay for his verification fee

需要一个银行账户

We need a bank account

可以支付他后续验证的

You can pay him for subsequent verification

在验证个人身份的时候

When verifying personal identity

需要支付的一个费用

A fee that needs to be paid

目前wise已经成为了全世界

Currently, Wise has become a global leader

通用的一个做的相当好的一个转账

A universal transfer that is done quite well

汇款工具了

The remittance tool has arrived

它的主要特点是

Its main features are

支持的国家多

Many supported countries

支持的币种也多

There are also many supported currencies

然后的话

And then

汇率方面

Exchange rate aspect

优势非常大

The advantage is very significant

比起其他汇款工具

Compared to other remittance tools

或者是银行什么的

Or maybe it's a bank or something

汇率方面是有比较大的优势的

There is a significant advantage in terms of exchange rate

他主要赚的是一个这个汇款的手续费

He mainly earns a handling fee for this remittance

另外 因为他本身这个账户

Also, because of his own account

提供很多国家的这个

Provide this to many countries

银行虚拟账户

Virtual bank account

这样我们在国外的证券公司

So we have securities companies abroad

要出入金的时候就比较方便了

It's more convenient when you need to deposit or withdraw money

到时候可以用这个外币账户来绑定

You can use this foreign currency account to bind it when the time comes

美国也好

The United States is also good

新加坡也好

Singapore is also good

或者是其他地方的

Or somewhere else

那个证券公司的账户

The account of that securities company

出入金比较好

Deposit and withdrawal are relatively good

另外一个他可以偶尔用来收款

Another one he can occasionally use for receiving payments

当然了这个频率和那个金额方面

Of course, in terms of frequency and amount

要自己要注意一下

You need to pay attention to yourself

因为这个

Because of this

他本身这个wise

He himself is wise

是主要是一个汇款工具来的

It is mainly a remittance tool

你要用做其他的用途的话

If you want to use it for other purposes

多少还是会有一些风险的

There are still some risks involved

这个要自己把握一下

You need to grasp this on your own

我们平时自己用的话

If we use it ourselves on a regular basis

最好是同名账户来进行转账

It is best to use an account with the same name for transfers

就是自己给自己的账户转账

It's just transferring money to one's own account

一般基本上很少有问题

Generally, there are rarely any problems

但是你用第三个人

But you're using a third person

或者是公司给你转账

Or the company can transfer money to you

多少会牵涉到一点

How much will it involve

安全方面的相关问题啊

What about safety related issues

也许会

Perhaps it will

需要你提供什么合同资料

What contract documents do you need to provide

或者是收入证明之类的啊

Or income proof or something like that

那就比较麻烦了

That would be quite troublesome

我建议的话

If I suggest

个人还是专门的工具

Personal or specialized tools

用作专门的用途

Used for specialized purposes

本身它是一个汇款的工具

It is a remittance tool in itself

就不要用来收款这些东西了

Don't use it for receiving payments

另外这个虚拟卡和实体卡方面

In addition, regarding this virtual card and physical card

这个要看个人的地区了

It depends on the individual's region

后续我等一下在里面再详细说

I'll explain in detail later inside

首先我们来看一下这个注册

First, let's take a look at this registration

打开wise的网站

Open Wise's website

我们就可以看到

We can see that

它

it

应该是根据你当地的语言来选择的

It should be chosen based on your local language

如果没有你所选择的语言

If the language you have chosen is not available

你自己在右上方可以选择这个语言

You can choose this language yourself in the upper right corner

可以自己改一下

You can change it yourself

然后接下来就是注册账户

Then the next step is to register an account

接下来我们把这个邮箱填进去就行了

Next, we just need to fill in this email address

然后就是发那个验证码到邮箱

Then send the verification code to the email

这里要选选择这个人账户

You need to select this person's account here

商业账户

Business account

等一下我们后续后面再说

Wait a moment, we'll talk about it later

选择个人账户

Choose a personal account

然后接下来就是

And then the next step is

选择你这个常在的居住地

Choose your usual place of residence

我建议这个就不要搞那些

I suggest not doing that

乱七八糟的事了

It's a mess

你本人住在哪里就选哪里

Choose wherever you live in person

比如说啊

For example

你住在中国大陆的

You live in Chinese Mainland

就直接选中国就行了

Just choose China directly

然后当然

And of course

你在其他国家或者是地方的话

If you are in another country or place

也可以选其他的地方

You can also choose other places

不要为了

Don't do it for the sake of

获得那个虚拟卡或者实体卡

Obtain that virtual card or physical card

来伪造地址

To forge an address

这个非常麻烦

This is very troublesome

后续要提供资料的话也很麻烦

It's also very troublesome to provide the necessary information in the future

然后我这里就以中国大陆

Then I take Chinese Mainland

作为举例 点继续

Continuing as an example point

然后电话的话肯定是也是要填的

And for the phone, it must also be filled in

这里中国大陆的电话

Phone number in Chinese Mainland

是可以收得到验证码的

You can receive the verification code

我们把这个手机电话填进去

We will fill in this mobile phone number

然后就会发送验证码到手机上

Then it will send a verification code to the phone

然后把这个验证码收到

Then receive this verification code

输入进来以后

After entering

然后就输入一个密码

Then enter a password

这里密码可以设置成稍微详细一点

The password here can be set to be slightly more detailed

接下来就是填我们的资料了

The next step is to fill in our information

这里要注注意一下

Please pay attention here

直接填中文就可以了

Just fill in Chinese directly

上面是填名字

The name is filled in above

下面是填姓氏

Here is the surname to be filled in

接下来是出生日期

Next is the date of birth

一定也要填这个真实的

You must also fill in this real one

接下来就是要输入这个居住地址了

The next step is to enter this residential address

后续也要会

We will also know in the future

也会要求提供这个地址证明的

We will also request proof of this address

所以说我们就填这个

So let's fill in this

跟地址证明提供的地址是一样的

The address provided is the same as the address proof

就行了填好地址以后 继续

Just fill in the address and continue

然后选择发送汇款

Then choose to send the remittance

这里我选择用港币

I choose to use Hong Kong dollars here

然后接收选择用英镑

Then receive the selection in pounds sterling

接下来我们回到这个账户的主页

Next, let's go back to the homepage of this account

注册好账号以后

After registering the account

接下来就是认证啊

Next is authentication

这里来到我们来到主页

Here we come to our homepage

有这个汇款和增值两个选项

There are two options: remittance and value-added

我这里

I'm here

用这个增值来演示

Use this value-added to demonstrate

点增值

Value added point

然后下一步

Then the next step

选择英镑

Choose GBP

欧元都可以

Euro is fine

美元也可以

US dollars are also acceptable

看你那个

Look at that

用来付款的卡是哪里的

Where is the card used for payment

我这里用这个香港的卡进行演示

I will use this Hong Kong card for demonstration here

我就选这个银行转账

I will choose this bank transfer

也可以或者是扣账卡都可以

It can also be done with a debit card

信用卡也可以

Credit cards are also acceptable

但是信用卡收费稍微贵一点点

But credit card fees are slightly more expensive

我这里就选那个扣账卡

I'll choose the debit card here

因为才0.13

Because it's only 0.13

我演示的话用的是

What did I use for my demonstration

这个香港的卡

This Hong Kong card

香港的卡就非常好办

Hong Kong cards are very easy to handle

我之前也有出过这个视频

I have also released this video before

一些虚拟银行

Some virtual banks

大概有三四家

There are probably three or four of them

都可以自带那个扣账卡

Everyone can bring their own debit card

用来这个支付这些小额的费用

Used to pay for these small fees

是非常合适的

It's very suitable

选择好以后

After making a good choice

就选这个继续

Just choose this one to continue

接下来

next

就是选择这个

Just choose this one

用扫描二维码的方式

Scan the QR code

来进行身份验证

To perform identity verification

这里增值和身份验证是同时的

Value added and identity verification are simultaneous here

意思就是你在增值的同时

The meaning is that while you are adding value

用你本人的银行卡

Use your own bank card

来进行实名认证

To conduct real name authentication

证明你是同一个人

Prove that you are the same person

同一份资料

Same document

这样就可以了

That's it

接下来就是用这个手机的摄像头

Next, we will use the camera of this phone

扫这个二维码

Scan this QR code

进行这个资料上传和身份认证

Upload this information and authenticate your identity

一个是用那个手机拍摄自己的护照

One is to use that phone to take a photo of their passport

再一个就是进行人脸认证

Another step is to perform facial authentication

认证完成以后

After the certification is completed

就直接点这个我已完成认证就行了

Just click on this directly. I have already completed the authentication

因为我已经认证过账户了

Because I have already verified the account

这个每个人只能拥有一个

Each person can only have one of these

这个wise的账户

This Wise account

所以我这里就不详细演示了啊

So I won't give a detailed demonstration here

实际上也是非常简单的

Actually, it's also very simple

就是拍照和自拍而已

It's just taking photos and selfies

非常简单

It's simple

拍好之后

After filming

就绑定我们香港的卡

Just bind our Hong Kong card

或者是没有其他国家的卡

Or perhaps there are no cards from other countries

也是一同样的操作

It's also the same operation

非常简单的

Very simple

这个没有特别高的难度

This is not particularly difficult

等这个身份认证

Wait for this identity authentication

和这个增值全部完成以后

After completing all the value-added tasks

我们再进入到这个主页就可以看到

We can enter this homepage again and see

有非常多的这个账户可以添加了

There are many accounts that can be added now

最开始是没有这些账户的

At the beginning, there were no such accounts

要自己手动一个一个的添加

You need to manually add them one by one

比如说我这里要添加一种货币

For example, I need to add a currency here

直接点添加

Directly click on add

这里有两种方式啊

There are two ways here

我们就选这个外币的余额就行了

We just need to choose the balance of this foreign currency

这个钱罐

This money can

就相当于是一个小钱包

It's like a small wallet

我们这里暂时不用

We don't need it here temporarily

我们点这个外币余额

Let's order this foreign currency balance

接下来就选择一种货币

Next, choose a currency

这里面可以根据你自己的情况

You can choose based on your own situation here

来选择啊

Come and choose

有可以提供这些账户

Can you provide these accounts

账户号码的

The account number

账户号码的就是上面这些

The account numbers are the ones above

下面这些就是

Here are the following:

不能提供这个账户的

We cannot provide this account

我们以这个纽元为案例来说一下

Let's take this New Zealand dollar as an example to illustrate

这个就是新西兰元

This is the New Zealand dollar

好的 我们就添加了这个新西兰元

Okay, we added this New Zealand dollar

的一个账户

One account

然后我们可以点进去

Then we can click in

看这个账户的资料

Check the information of this account

以后如果要收这个纽元的话

If you want to charge this New Zealand dollar in the future

就直接打开这个账户就可以了

Just open this account directly

比如说这里

For example, here

新加坡的

Singapore's

账户添加好了之后

After adding the account

我们就可以进去

We can go in

然后 点这个账户的号码就可以了

Then click on the account number

进来就会看到我们这个收款账号

You will see our payment account when you come in

以及银行代码这些相关的信息

And related information such as bank code

到时候如果有人给你转账或者怎么样

If someone transfers money to you or something, then

就直接把这个号码给给他就行了

Just give him this number directly

也是非常简单的

It's also very simple

其实 wise的注册和激活

Actually, the registration and activation of Wise

其实是非常简单的

It's actually very simple

几乎所有人

Almost everyone

唯一困难就是有没有这个境外的

The only difficulty is whether there is this overseas one

这个银行卡可以付款认证而已

This bank card can only be used for payment authentication

目前啊

Currently

可以办这个境外卡的渠道非常多

There are many channels to apply for this overseas card

我个人建议还是走一趟香港

My personal suggestion is to take a trip to Hong Kong

无论你是做境外的股票也好

Whether you are engaged in overseas stocks or not

加密货币也好

Cryptocurrency is also good

香港账户是最基本的

Hong Kong account is the most basic

一次去就可以办很多了

You can do a lot in one go

我之前也有出视频

I have also released videos before

大家有需要的话可以看一下

If you need it, you can take a look

因为这个wise账户

Because of this Wise account

是非常有用的

It is very useful

排名应该是数一数二的

The ranking should be among the top

这个转账汇款的工具了

This is a tool for transferring and remitting money

所以我们要珍惜一点

So we need to cherish something

比较好

Quite good

因为它具有唯一性

Because it has uniqueness

也很难被其他工具替代

It is also difficult to be replaced by other tools

银行的话我们倒是无所谓

We don't care about the bank

这个银行用不了

This bank doesn't work

我们就换一个

Let's switch to another one

新加坡的用不了

I can't use it in Singapore

我们就用香港的

We will use Hong Kong's

选择非常多

There are many choices available

但是这个工具是唯一的

But this tool is the only one

所以说要比较重视一点

So we need to pay more attention to it

平时我们就是个人使用就行了

Normally, we just need to use it for personal purposes

也不要用到用作商业用途

Do not use it for commercial purposes either

就是用它经常来做生意

It is often used for business purposes

或者是或者是怎么样

Or what

你偶尔用个一次两次还可以

You can use it once or twice occasionally

不要经常用来做

Don't use it frequently

商业用途

Commercial use

特别是

especially

与加密货币相关的

Related to cryptocurrency

一定不要做

Never do it

有的人说

Some people say

我做了也没怎么样

I didn't do much after doing it

可能暂时没有察觉到而已

Maybe I haven't noticed it yet

一旦察觉到就会封号

Once detected, the account will be suspended

后续非常麻烦

Very troublesome in the future

也解封不了

I can't lift the lockdown either

也不能另外再重新注册

You cannot register again separately

到时候就非常不方便了

It will be very inconvenient then

其他的方面

Other aspects

也不要大额交易

Don't make large transactions either

频繁交易

Frequent trading

快进快出这些常见的

Fast in, fast out, these common ones

这个银行的禁忌也不要犯就行了

Just don't violate the taboos of this bank

另外这个扣账卡的问题啊

Also, the issue with this debit card

我个人建议

My personal suggestion is

如果你是用中国大陆的身份

If you are using the identity of Chinese Mainland

或者是中国大陆的地址进行注册的

Or registered at an address in Chinese Mainland

这个卡没必要申请

There is no need to apply for this card

当然也申请不了

Of course, I can't apply either

如果你不是人住在国外的

If you are not a person living abroad

人还是在中国大陆的

People are still in Chinese Mainland

就没必要申请了

There's no need to apply

很多人喜欢这种卡

Many people like this type of card

但其实

But actually

我个人觉得没有多大的用处

I personally don't think it's very useful

偶尔用来消费

Occasionally used for consumption

其实我们选择非常多

Actually, we have a lot of choices

用那个香港的卡

Use that Hong Kong card

直接用香港的卡

Directly use Hong Kong card

信用卡更加安全

Credit cards are more secure

也更多福利

There are also more benefits available

返现更加多

More cashback

我为什么用这个卡呢

Why am I using this card

对不对

is it?

香港的信用卡也非常容易办

Credit cards in Hong Kong are also very easy to obtain

之前我说那个开汇丰的时候

Previously, I mentioned when I opened HSBC

也已经说过了

I have already said it

有需要了解的可以去看一下那期视频

If you need to know more, you can watch that video

因为你人住在中国大陆

Because you live in Chinese Mainland

但是填的地址又是国外的

But the address filled in is from abroad

实际来看还是违规的

Actually, it is still a violation

到时候如果他要你提供相关的资料

If he asks you to provide relevant information at that time

你又提供不了

You can't provide it again

那就相当麻烦

That would be quite troublesome

这跟那个加密货币的交易所

This is related to the cryptocurrency exchange

不一样

dissimilarity

交易所本身就不用KYC也可以交易

The exchange itself does not require KYC for trading

对这个身身份方面

Regarding this identity aspect

要求没有那么严格

The requirements are not so strict

这是一这是银行账户

This is a bank account

跟证券公司的账户

Account with securities company

对这个个人资料的真实性

The authenticity of this personal information

要求是非常严格的

The requirements are very strict

我们没必要为了一张这种卡

We don't need to buy this kind of card

来搞这些麻烦

Come and cause these troubles

当然了如果你是人住在国外的

Of course, if you are a person living abroad

这张卡还是可以玩一下的

This card can still be played with

那就要看你自己本人了

Then it depends on yourself

实际上啊

Actually

除了方便一点

Besides being a bit more convenient

并没有特别大的用处

It's not particularly useful

因为你消费的时候还是要兑换

Because when you consume, you still need to exchange it

那个外币才行的

That foreign currency is sufficient

他每次兑换都有0.6的

He always exchanges 0.6 every time

0.6%的这个损失

0.6% of this loss

我为什么不用这个信用卡啊

Why don't I use this credit card

汇丰那些卡了

The HSBC cards

那些卡用的更方便

Those cards are more convenient to use

返现也更多啊

There are also more cashback options available

其实没必要用这张卡

There's actually no need to use this card

当然这是我个人的这个意见

Of course, this is my personal opinion

大家可以根据自己的情况来判断

Everyone can judge based on their own situation

好吧

ok

今天这个视频就分享到这里了

That's all for today's video sharing

接下来我会分享其他的

Next, I will share others

先关注我吧

Pay attention to me first